Area Credit Manager

About the job

Evaluating loan applications is a critical component of this role, where financial data, credit history, and repayment capacity are thoroughly assessed. Ensuring all credit decisions align with internal policies, regulatory norms, and RBI guidelines is also essential. Responsibilities: Informed credit decisions are made based on thorough assessments of loan applications. Closely collaborate with collections teams to ensure timely follow-up on overdue accounts. Requirements: A minimum of 5 years of experience in secured business loans, LAP, or NBFC is required. Prior experience in local geography and knowledge of local markets is highly valued.

Requirements

• Financial analysis
• Credit assessment
• Regulatory compliance
• Team collaboration

Preferred Technologies

• Financial analysis
• Credit assessment
• Regulatory compliance
• Team collaboration