Audit Analyst

About the job

Role Overview The Audit Analyst will support the Regulatory Strategy & Operations (RSO) team in executing loan-level compliance testing, regulatory reporting audits, and examination readiness activities. This role is execution-focused and plays a critical part in validating data accuracy, identifying compliance gaps, and strengthening internal controls across mortgage regulatory reporting processes. Key Responsibilities • Perform detailed loan file reviews to validate accuracy of data reported in regulatory filings and internal systems • Execute predefined audit scripts and testing procedures across HMDA, MCR, and state reporting datasets • Compare source documentation against reported data fields to identify discrepancies • Document findings clearly and consistently in accordance with internal audit standards • Support testing of regulatory reporting processes, including HMDA LAR and Mortgage Call Reports • Assist in reconciliation reviews and control validations to ensure reporting completeness and accuracy • Escalate identified data issues and collaborate with internal stakeholders on corrective actions • Maintain structured audit workpapers and testing documentation • Prepare loan files and supporting documentation for internal reviews and state/federal examinations • Track document requests and assist in compiling responses for regulatory inquiries • Support remediation tracking by validating corrective actions and follow-up testing • Conduct structured analysis to identify reporting trends, operational breakdowns, and control gaps • Support root cause validation by reviewing loan documentation and system data • Partner with Operations, Compliance, and Reporting teams to resolve discrepancies • Contribute to the refinement of audit scripts, checklists, and monitoring frameworks • Identify opportunities to improve documentation, testing efficiency, and control reliability Required Qualifications • Bachelor’s degree in Finance, Business, Economics, Accounting, or related field • 2–4 years of experience in mortgage compliance, quality control, audit, regulatory reporting, or similar function • Strong understanding of the mortgage lifecycle (origination, underwriting, closing, post-closing) Preferred Qualifications • Exposure to HMDA (Regulation C) reporting requirements • Experience supporting Mortgage Call Reports (MCR) or state regulatory reporting • Prior experience in compliance testing, internal audit, or risk management • Experience working in a fintech or high-growth mortgage environment

Requirements

• Financial Analysis
• Regulatory Reporting
• Data Validation
• Audit
• Compliance Gaps

Qualifications

• Bachelor’s degree in Finance, Business, Economics, Accounting

Preferred Technologies

• Financial Analysis
• Regulatory Reporting
• Data Validation
• Audit
• Compliance Gaps

Benefits

• Comprehensive medical plan
• Night shift allowance
• Work from home allowance
• Transportation allowance

About the company

Better is the first AI-native mortgage and home equity finance company, revolutionizing one of the largest financial markets in the world. Our mission is simple: make homeownership cheaper, faster and more accessible by transforming how people buy and finance homes.