Credit Analysis Wealth Management

About the job

Credit Analysis Wealth Management (Private Banking) 9+ Years – Bangalore Are you a seasoned Credit Risk professional with deep expertise in Private Banking and Wealth Management? We are looking for a senior leader to drive credit decisioning, portfolio oversight, and LTV governance for high-value private banking transactions. This is a strategic opportunity to influence risk-return frameworks, as ... sess complex structured lending deals, and partner with top-tier financial institutions in shaping robust wealth credit solutions. Responsibilities • Monitor and manage Private Banking credit portfolios across segments and booking locations. • Assign standard and non-standard Loan-to-Value (LTV) ratios across wealth products including bonds, equities, structured products, managed investments, and derivatives. • Assess and provide credit opinion on complex structured private banking transactions. • Ensure integrity of risk-return decisions aligned with defined risk appetite and governance standards. • Strengthen credit processes, improve operational efficiency, and enhance risk frameworks. • Ensure adherence to regulatory standards including KYC/AML, CDD, EDD, BSA, and fair lending guidelines. • Present material risk exposures to governance committees and senior stakeholders. • Collaborate with business development teams to drive market outreach and support RFP/RFI initiatives. • Contribute to franchise development through thought leadership (white papers, webinars, industry notes). Requirements • MBA / CA / CFA (Mandatory) • 9+ years of experience in Wealth Management / Private Banking credit risk. • Direct exposure to Lombard lending and LTV assignment. • Strong understanding of private banking asset classes, volatility assessment, and structured credit products. • Experience in portfolio risk monitoring and governance reporting. • Strong regulatory and compliance knowledge (KYC/AML/BSA frameworks). • Ability to deliver independent credit judgment under tight timelines. • Excellent stakeholder management and communication skills.

Requirements

• Private Banking Credit Risk
• Wealth Management Lending
• Lombard Lending
• Loan-to-Value (LTV)
• Secured Lending
• Portfolio Risk Management
• Structured Credit
• Risk Governance
• Credit Committee
• KYC AML Compliance
• BSA
• Volatility Assessment
• Asset-Based Lending
• Risk Advisory
• Private Bank Credit

Qualifications

• MBA
• CA
• CFA

Preferred Technologies

• Private Banking Credit Risk
• Wealth Management Lending
• Lombard Lending
• Loan-to-Value (LTV)
• Secured Lending
• Portfolio Risk Management
• Structured Credit
• Risk Governance
• Credit Committee
• KYC AML Compliance
• BSA
• Volatility Assessment
• Asset-Based Lending
• Risk Advisory
• Private Bank Credit

About the company

A leading global analytics and risk advisory organization partnering with top-tier banks and financial institutions worldwide. The organization is known for its strong governance frameworks, advanced risk methodologies, and domain leadership in Wealth Management and Private Banking advisory.