Credit Analyst – Debt Syndication

About the job

🚀 We’re Hiring | Credit Analyst – Debt Syndication 📍 Andheri East, Mumbai (On-site) 🏢 Growthally Advisors Pvt. Ltd. 🔍 Position Overview • Department: Debt Syndication • Experience: 0.5 - 5 Years • Employment Type: Full-Time • Reporting To: Team Leader 🧩 Key Responsibilities • Conduct end-to-end credit assessment for Retail & SME loan proposals • Analyse financial statements, cash flows, and credit bureau reports • Prepare comprehensive credit appraisal notes and risk recommendations • Underwrite loans using credit scoring and risk-rating models • Structure appropriate collateral, covenants, and risk mitigants • Perform customer due diligence, field verification, and site visits for higher-risk cases • Identify and document credit, fraud, and operational risks • Monitor assigned loan portfolios and track early warning indicators • Recommend corrective actions, restructuring, or remediation measures • Collaborate with sales, collections, and operations teams to enhance underwriting quality and turnaround time ✅ Required Skills Must-Have • Financial Statement Analysis • Credit Risk Assessment & Loan Underwriting • Credit Scoring & Risk Rating Models • Advanced Excel Preferred • IFRS 9 exposure • Portfolio Monitoring experience 🎓 Qualification • CFA – Any Level Cleared (mandatory) 👤 Ideal Candidate Profile • 0.5– 5 years of experience in credit analysis or lending within NBFCs, Banks, Fintechs, or Financial Services firms • Strong analytical ability with high attention to documentation, accuracy, and regulatory compliance • Comfortable working in a fast-paced, on-site environment

Requirements

• Financial Statement Analysis
• Credit Risk Assessment & Loan Underwriting
• Credit Scoring & Risk Rating Models
• Advanced Excel

Qualifications

• CFA – Any Level Cleared

Preferred Technologies

• Financial Statement Analysis
• Credit Risk Assessment & Loan Underwriting
• Credit Scoring & Risk Rating Models
• Advanced Excel

About the company

Growthally Advisors Pvt. Ltd. is a leading Investment Banking & Advisory firm with 15+ years of legacy in India’s financial services sector. With the launch of our SEBI-registered AIF Fund and Credit Fund, we are expanding our Debt Syndication team.