Credit Analyst – Debt Syndication

About the job

Position Overview• Department: Debt Syndication • Experience: 0.5 - 5 Years • Employment Type: Full-Time • Reporting To: Team Leader • Location: Andheri East, Mumbai (On-site) Key Responsibilities • Conduct end-to-end credit assessment for Retail & SME loan proposals • Analyse financial statements, cash flows, and credit bureau reports • Prepare comprehensive credit appraisal notes and risk recommendations • Underwrite loans using credit scoring and risk-rating models • Structure appropriate collateral, covenants, and risk mitigants • Perform customer due diligence, field verification, and site visits for higher-risk cases • Identify and document credit, fraud, and operational risks • Monitor assigned loan portfolios and track early warning indicators • Recommend corrective actions, restructuring, or remediation measures • Collaborate with sales, collections, and operations teams to enhance underwriting quality and turnaround time.

Requirements

• Financial Statement Analysis
• Credit Risk Assessment & Loan Underwriting
• Credit Scoring & Risk Rating Models
• Advanced Excel

Qualifications

• CFA – Any Level Cleared

Preferred Technologies

• Financial Statement Analysis
• Credit Risk Assessment & Loan Underwriting
• Credit Scoring & Risk Rating Models
• Advanced Excel

About the company

Growthally Advisors Pvt. Ltd. is a leading Investment Banking & Advisory firm with 15+ years of legacy in India’s financial services sector. With the launch of our SEBI-registered AIF Fund and Credit Fund, we are expanding our Debt Syndication team and inviting applications from skilled Credit Analysts.