Credit & Risk Strategist

About the job

Credit & Risk Strategist Location: Mumbai Experience Required: 2+ years in Unsecured Lending About Apollo Finvest Apollo Finvest is a tech-first publicly-listed NBFC redefining how India lends. Think of us as the AWS for lending! With cutting-edge APIs, and a splash of startup magic, we're enabling India’s top fintechs and NBFCs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way. Key Responsibilities • Develop and manage credit strategies for unsecured personal loans. • Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions. • Collaborate with product and data teams to strengthen risk assessment frameworks. • Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections. • Monitor portfolio performance and formulate risk mitigation measures. • Stay informed about regulatory updates, credit trends, and industry benchmarks. What We’re Looking For • Minimum 2 years of experience in unsecured personal loans, preferably in a digital lending environment. • Strong understanding of digital lending platforms, including underwriting and designing credit policies. • Experience working with a fintech or NBFC, ideally one with its own consumer-facing app. • Analytical mindset and the ability to work with large datasets to make informed decisions. • Strong communication and collaboration skills. Why Join Us? • Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former HDFC veteran and CFA Charterholder. • Best of both worlds: startup energy + listed company stability. • Competitive pay and fast-track growth. • First-hand exposure to fintech partnerships, investor interactions, and regulatory strategy. What We Offer • Competitive salary and benefits. • Work directly with our CEO (ex-PharmEasy & Hotstar) and CFO (former HDFC ace with 10+ years in financial services) in a high-impact, fast-growing fintech environment. • A fast-paced, collaborative culture that values innovation, ownership, and bold thinking. Apply Today! Be part of building Apollo Cash, next best pl app.

Requirements

• Credit Strategies
• Digital Lending
• Risk Assessment
• Analytical Skills
• Communication

Preferred Technologies

• Credit Strategies
• Digital Lending
• Risk Assessment
• Analytical Skills
• Communication

Benefits

• Competitive salary and benefits
• Fast-track growth

About the company

Apollo Finvest is a tech-first publicly-listed NBFC redefining how India lends. Think of us as the AWS for lending! With cutting-edge APIs, and a splash of startup magic, we're enabling India’s top fintechs and NBFCs to build and scale their lending journeys seamlessly. Innovation meets compliance, and speed meets scale: that's the Apollo way.