About the job
Freelance Research Analyst – NBFC, Lending Products & Sector Intelligence Company: FinnUp.in Engagement Type: Freelance | Open Assignments | Remote Compensation: Per-assignment / Milestone based (clearly defined before start) About FinnUp FinnUp is a fintech and capital advisory platform working closely with startups, MSMEs, and mid-market companies across India. Over the last 3+ years, we have supported 2,000+ businesses in structuring and raising non-dilutive debt, structured finance solutions, and selective equity transactions. Role Overview We are onboarding serious, high-calibre freelance research analysts who can work on real, decision-impacting assignments. The research output will directly influence NBFC strategy, lending product design, portfolio construction, sector entry decisions, and risk frameworks. This role is ideal for professionals who are comfortable with independent thinking, ambiguity, and converting research into actionable business insights — not just data collection. Core Research Areas (Indicative, Not Limited To) NBFC & Lending Product Research • Identify loan products suitable for a new or upcoming NBFC in India • Comparative analysis of MSME loans, small business loans, supply chain & invoice financing, revenue-based financing, asset-backed lending, co-lending and partnership-led models • Study risk-return profile, ticket size, tenure, yield, NPA trends, scalability, and regulatory considerations of each product Portfolio & Lending Ecosystem Analysis • Performance analysis of single-product vs multi-product lending portfolios • Behaviour of diversified lending books across different economic and credit cycles • Portfolio-level insights on yield optimisation, defaults, seasoning, concentration risk, and capital efficiency Sector & Industry Research • In-depth research on sectors including (but not limited to): – Medical equipment & devices – Pharma & healthcare services – EV ecosystem (manufacturing, components, charging, financing) – Solar, renewable energy and allied sectors • Identify financing demand drivers, operating risks, margins, regulatory tailwinds, and policy impact Emerging Themes & New Opportunities • Research on upcoming lending opportunities and innovative financial products • Impact assessment of regulatory changes, government schemes, and market trends • Early identification of new sectors or sub-sectors with strong financing potential Key Responsibilities • Conduct deep, structured desktop and secondary research using reliable public and industry sources • Convert complex information into clear research notes, frameworks, and recommendations • Ensure accuracy, logical consistency, and source validation in all deliverables • Present insights in a decision-ready format for founders, leadership, and partners • Adhere to defined timelines, scope, and quality benchmarks Ideal Candidate Profile • Strong analytical, logical, and structured thinking ability • Comfortable working with open-ended problem statements and ambiguity • High ownership mindset with minimal supervision • Prior exposure to finance, NBFCs, credit, consulting, research, or startups preferred • Ability to write clearly, crisply, and professionally Tools & Skill Set • Advanced online research (Google, LinkedIn, industry reports, public filings) • Excel / Google Sheets for structuring and analysis • Understanding of financial statements and lending concepts is a strong plus Engagement Model • Freelance, assignment-based engagement • Scope, timelines, and fees agreed before starting each assignment • Opportunity for long-term collaboration based on quality and consistency • Direct exposure to live NBFC strategy, lending, and capital deployment decisions Who Should Apply ✔ Freelancers & independent researchers ✔ Finance / consulting professionals ✔ MBAs, CAs, CFA aspirants with strong research orientation ✔ Professionals seeking serious, high-impact research work ❌ Not suitable for candidates seeking fixed salary roles or purely academic research How to Apply Interested candidates may reach out via LinkedIn DM with: • Short background • Relevant experience • Sample research work (if available)
About the company
FinnUp is a fintech and capital advisory platform working closely with startups, MSMEs, and mid-market companies across India. Over the last 3+ years, we have supported 2,000+ businesses in structuring and raising non-dilutive debt, structured finance solutions, and selective equity transactions.
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