Global Credit Research Analyst

About the job

Job Title: Global Credit Research Analyst (FinTech / SaaS) Company: SwipeLoan Location: Pune Employment Type: Full-time Experience: 1–3 years Salary: ₹25,000 – ₹40,000 per month (based on experience) About the Role SwipeLoan Global is building an AI-powered credit discovery and eligibility intelligence platform for international markets. We are looking for a Global Credit Research Analyst who will research lending ecosystems across countries and help us build structured eligibility logic for banks, NBFCs, and fintech lenders. Key Responsibilities 1. Country-Level Lending Research - Research banking, NBFC, and fintech lending ecosystems across different countries - Understand common loan products (personal loans, SME loans, BNPL, salary loans) - Identify countries suitable for SwipeLoan Global launch 2. Lender Eligibility & Policy Mapping - Collect lender-wise eligibility criteria such as: - Age - Income requirements - Employment type - Residency / nationality rules - Credit score / bureau dependency - Study application processes (online / app / branch) - Document rejection reasons where publicly available 3. Eligibility Logic & Data Structuring - Convert lender policies into structured formats (Excel / Google Sheets) - Help design basic rule-based eligibility filters - Assist in defining probability buckets (High / Medium / Low approval chances) 4. Competition & Pricing Research - Research loan comparison apps / fintech platforms in target countries - Study their monetization models (free, subscription, per-lead) - Benchmark pricing and user willingness to pay 5. Reporting & Insights - Prepare country-wise research reports - Provide recommendations on: - Which countries to launch first - Free vs paid model suitability - Indicative subscription pricing - Deliverables (First 90 Days) - Month 1: Shortlist 5–7 potential countries - Month 2: Detailed lender eligibility matrix for at least 3-4 countries - Month 3: Draft eligibility logic - Subscription pricing recommendation - Country launch priority report Required Skills & Qualifications - 1–3 years experience in: - FinTech research - Banking / NBFC operations - Consulting / analyst roles - Strong internet research skills - Excellent Excel / Google Sheets skills - Logical and analytical thinking - Good written English (policy reading & documentation) Good to Have (Not Mandatory) - Exposure to fintech / credit / lending platforms - Experience with international market research - Basic understanding of loan products and credit policies Why Join SwipeLoan - Work directly with founders - Build global fintech product from ground up - High learning exposure across countries & credit systems - Opportunity to grow into senior research / product roles

Requirements

• FinTech research
• Banking / NBFC operations
• Consulting / analyst roles
• Internet research skills
• Excel / Google Sheets skills
• Analytical thinking
• Written English

Preferred Technologies

• FinTech research
• Banking / NBFC operations
• Consulting / analyst roles
• Internet research skills
• Excel / Google Sheets skills
• Analytical thinking
• Written English

About the company

SwipeLoan is an innovative FinTech company focused on utilizing artificial intelligence to enhance credit discovery and eligibility intelligence for lending. The company is dedicated to building smart financial products that cater to international markets and improve lending processes for banks and fintech lenders.