Intern - Credit Risk

Scapia

Bengaluru • Not disclosed

19 hours ago

On-Site

About the job

Duration: 6 months Reporting To: Head of Lending Risk About the Role We are seeking a highly motivated and analytically inclined intern to join our Risk team, with a focus on Credit Risk and Fraud Risk. This internship offers hands-on experience in designing monitoring frameworks to identify and mitigate risk across the customer lifecycle. The intern will work on developing internal risk s ... corecards, analyzing bureau and partner-shared data, and recommending controls and risk insights that can be shared with banking partners for implementation, as well as used internally to strengthen fraud mitigation frameworks. Key Responsibilities 1. Credit and Fraud Risk Assessment • Assist in identifying and assessing credit and fraud risks across acquisition and portfolio management • Support the development of risk scoring models by analyzing historical data and trends. 2. Data Analysis & Reporting • Collect, clean, and analyze large datasets using tools such as Excel, SQL, or Python. • Develop dashboards and reports to monitor key credit and fraud risk metrics. • Support preparation of risk insights, portfolio reviews, and fraud alerts for senior stakeholders. 3. Cross-functional Collaboration • Work closely with cross-functional teams such as Business, Product, Engineering, • Data Science and Design, ensuring alignment and execution across all stakeholders. Preferred Skills and Qualifications • Strong analytical and problem-solving skills. • Proficiency in MS Excel; familiarity with SQL, Python, or other analytical tools is a must. • Curiosity and eagerness to learn in a fast-paced, dynamic environment. • Opportunities for Learning • Understanding the credit card industry. • Exposure to real-world risk frameworks and decision systems. • Hands-on experience with fraud detection tools, credit bureaus, and alternative data. • Mentorship and career guidance from experienced risk professional.