Junior Associate / Associate - Financial Operations (Reconciliation)

About the job

Junior Associate / Associate - Financial Operations (Reconciliation) Experience: 1–2 Years (Junior Associate) | 2–4 Years (Associate) Location: Banaglore - Bellandur (Ecoworld) Department: Financial Operation - Reconciliation About the Role We are looking for a detail-oriented and analytical professional to join our Reconciliation team. The role involves daily bank MIS reconciliation, fund matching, and coordination with banks to resolve payment-related discrepancies. The ideal candidate should have strong analytical skills, hands-on Excel expertise, and the ability to work in a fast-paced financial operations environment. Key Responsibilities • Perform daily Bank MIS reconciliation with system data to ensure accuracy and completeness. • Match and balance funds at day-end and ensure proper closure of financial positions. • Identify, analyze, and resolve discrepancies between bank statements and internal systems. • Coordinate with partner banks for reconciliation breaks, settlement issues, and payment-related queries. • Research and resolve payment discrepancies including failed, delayed, or unidentified transactions. • Track unidentified credits and debits and ensure timely closure. • Prepare and maintain reconciliation reports, dashboards, and trackers using Excel and Google Sheets. • Escalate critical issues to internal stakeholders and follow up for resolution. • Ensure compliance with internal controls, SOPs, and audit requirements. • Support month-end and financial year-end closing activities. • Contribute towards process improvements and automation initiatives in reconciliation workflows. Required Skills & Competencies • Strong understanding of bank reconciliation and financial operations. • Good knowledge of payment flows (NEFT/RTGS/IMPS/UPI/CARD/Net Banking). • Strong analytical and problem-solving skills. • Hands-on experience in MS Excel (VLOOKUP/XLOOKUP, Pivot Tables, basic formulas). • Working knowledge of MS Word, Google Sheets, and Google Docs. • Good communication skills to coordinate with banks and internal stakeholders. • Ability to work with large datasets and meet daily deadlines. • High attention to detail and ownership mindset. Eligibility Criteria • Postgraduate degree in Commerce or Finance (M.Com / MBA Finance or equivalent preferred). • 1–4 years of relevant experience in reconciliation within the payment gateway / fintech industry. • Strong understanding of payment operations, bank settlements, and card/upi transaction lifecycle.

Requirements

• Bank reconciliation
• Excel
• Financial operations

Qualifications

• Postgraduate degree in Commerce or Finance

Preferred Technologies

• Bank reconciliation
• Excel
• Financial operations