Product SME – Credit Underwriting

About the job

We have an opening For Product SME – Credit Underwriting (Product Manager) 🔹 Role Snapshot Title: Product SME – Credit Underwriting (Product Manager) Location: Mumbai, Maharashtra Experience: 3–8 Years Industry Preference: Banking / Credit / FinTech Reporting Nature: Individual contributor + client-facing SME 🔹 Core Purpose of the Role This role blends Credit Underwriting Subject Matter ... Expertise with Product Management & Pre-Sales responsibilities. The candidate must deeply understand credit underwriting frameworks and be able to translate them into scalable products and client-ready solutions. 🔹 Key Responsibilities (Simplified) • Act as SME for Credit Underwriting products • Own and guide credit processes & credit policy alignment • Translate complex underwriting logic into simple business language • Conduct product demos & client presentations • Support pre-sales discussions with strong domain knowledge • Track regulatory changes, market trends & competitors • Drive product improvements based on feedback • Collaborate with Tech, Sales, Marketing & Engineering 🔹 Mandatory Qualifications ✅ MBA (Finance) / CA / CFA ✅ Minimum 3 years of Credit Underwriting experience in a Bank ✅ Hands-on exposure to: • Credit underwriting assessment • Risk evaluation models • Credit policies & approval workflows 🔹 Preferred Background • Product Manager / Business Analyst exposure • FinTech / Credit Platform / Digital Lending experience • Ability to work independently in client-facing scenarios 🔹 Ideal Candidate Profile ✔ Strong banking credit underwriting foundation ✔ Can pitch and demo products confidently ✔ Comfortable speaking with clients, sales & tech teams ✔ Thinks like a product owner, not just an underwriter 🔹 Quick Screening Questions (Recommended) • Have you worked on credit underwriting in a bank? (Y/N – Mandatory) • What type of credit products have you underwritten? (SME/Retail/Corporate) • Have you participated in product demos or pre-sales discussions? • Exposure to credit policy design or policy implementation? • Any experience working with FinTech / digital lending platforms If interested, share your updated resume on jeena.sunil@evokehr.com

Requirements

• Credit Underwriting
• Product Management
• Pre-Sales
• Client-facing Skills

Qualifications

• MBA (Finance) / CA / CFA
• Minimum 3 years of Credit Underwriting experience

Preferred Technologies

• Credit Underwriting
• Product Management
• Pre-Sales
• Client-facing Skills

About the company

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