Senior Analyst - Credit Management

About the job

Position Summary: • Responsible for credit risk management of an assigned portfolio of customer accounts within the U.S. and Canadian markets. • This role supports credit risk assessment, optimizing cash flow, mitigating bad debt, and providing strategic credit options to hedge risk and maximize sales growth. • This position is vital to ensuring robust, commercially sound credit decisions that support our SNA sales teams. Key Responsibilities: • Portfolio Management: Directly lead a select number of accounts within the U.S. and Canada portfolio • Financial Analysis: Analyze customer financial statements and assess the creditworthiness of corporate customers based in North America • Due Diligence: Conduct thorough due diligence, including customer interaction, credit screening, onboarding of new customers, and continuous monitoring of existing accounts • Credit Assessment: Assess credit limit requirements and recommend new limits or changes that align with the customer’s risk profile and comply with client's credit policy and delegation of authority • Reporting & Review: Prepare comprehensive quarterly/annual customer-level credit reviews • Order Management: Ensure timely review and controlled release of credit-blocked orders • Collaboration & Collections: Collaborate closely with AR collections team to achieve key performance indicators (KPIs) and manage direct customer collection efforts when escalation is required • System Administration: Maintain customer and credit master data within our systems (SAP preferred) and process new customer credit applications • Compliance: Manage customer sales tax exemption records and complete anti-money laundering (AML) and fraud screening procedures.

Requirements

• Credit Analysis
• Financial Analysis
• Risk Assessment
• SAP
• Communication Skills

Qualifications

• Bachelor’s degree
• CA Certification preferred

Preferred Technologies

• Credit Analysis
• Financial Analysis
• Risk Assessment
• SAP
• Communication Skills

About the company

WNS (Holdings) Limited is a leading Business Process Management company that leverages technology and industry expertise to co-create digital transformation solutions for clients across various sectors. They operate in multiple industries including Travel, Healthcare, and Financial Services.