Sr. Associate/AVP, Product Management- UPI & Domestic Payments

About the job

About DBS Bank: DBS is a leading financial services group in Asia, with a presence in 18 markets. Headquartered and listed in Singapore, DBS is at the forefront of leveraging digital technology to shape the future of banking. About the Role: We are seeking a highly motivated and results-oriented individual to join our Liabilities team within the Consumer Banking Group in Mumbai. The successful candidate will be instrumental in driving business growth, ensuring robust financial performance, and maintaining a strong control environment, with a particular focus on enhancing our digital payment offerings and customer engagement for UPI & domestic payment instruments. Key Requirements • Financial & Risk Management: • Achieve financial targets and budgets for the domestic payments portfolio which will comprise UPI and domestic payment instruments like IMPS, NEFT, RTGS, Cheque, e-NACH etc within the Consumer Banking Group • Proactively identify, assess, and mitigate risks associated with liabilities products and payment services • Implement and maintain strong internal controls to ensure compliance with regulatory requirements and internal policies • Business Development & Growth (Payments Focus): • Drive increased transaction penetration for new features and products, including UPI • Contribute significantly to the growth of the existing payments business, targeting increased active customer base for UPI and higher transaction volumes and value for domestic payments • Collaborate with internal and external stakeholders to identify and capitalize on new business opportunities in the liabilities and payments space • Project Management & Regulatory Compliance: • Lead and support the delivery of regulatory and enhancement projects related to payments • Drive the implementation of strategic initiatives with relevant partners • Tracking end to end project till completion and regular onward internal/external reporting of implementation status Required Experience Min. 5+ years of experience with a proven track record in the financial services and/or banks, ideally in digital channels space Education / Preferred Qualifications MBA from premier institute Core Competencies • Results driven - possesses an ability to find solutions to difficult problems quickly and effectively • Process orientation - ability to perform within existing systems and processes, while project managing for process improvement • Interpersonal effectiveness and ability to influence - ability to interpret data and articulate to convince others • Team Effectiveness - Ability to work in a cross-functional, dynamic environment and support team members in the achievement of their goals • Multi-tasking - Ability to manage multiple complex projects at various stages of development simultaneously Work Relationship Ability to work in a cross-functional, dynamic environment and support team members in the achievement of their goals DBS India - Culture & Behaviors • Drive performance through Value Based Propositions • Build pride and passion to protect, maintain and enhance DBS’ image and reputation • Enhance knowledge base, build skill sets & develop competencies • Invest in team building & motivation through ideation & innovation • Execute at speed while maintaining error free operations • Develop a passion for performance and grow the talent pool • Maintain the highest standards of honesty and integrity

Requirements

• Financial & Risk Management
• Business Development
• Project Management

Qualifications

• MBA from premier institute

Preferred Technologies

• Financial & Risk Management
• Business Development
• Project Management

About the company

DBS is a leading financial services group in Asia, with a presence in 18 markets. Headquartered and listed in Singapore, DBS is at the forefront of leveraging digital technology to shape the future of banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region's most dynamic markets.