Strategy & Analytics

About the job

About BharatNXT Small businesses often face operational cash flow challenges. BharatNXT bridges these gaps with on- demand financing options, streamlining payments (vendors, rent, taxes, utilities, etc.) and offering credit management tools to empower these businesses to seize opportunities and grow. Since inception, we have unlocked over $1+ Bn in credit across 1.7+ Mn small businesses. Bhar ... atNXT is part of the Google for AI startups cohort: https://blog.google/intl/en-in/welcoming-the-inaugural-class-of-google-for-startups accelerator-apps-2024/and also featured in leading publications like Forbes: https://www.forbesindia.com/article/take-one-big-story-of-the-day/bharatnxt-the-bridge-to-effective-payments-solutions-for-smes/85941/1 Role: Strategy & Analytics This role sits inside the Strategy team within the Founders Office — which means you'll be working on problems that matter to the business. You will own the data layer — building dashboards, maintaining reporting pipelines, and generating insights — but you'll be expected to go beyond execution. The best analysts on this team don't wait to be asked. They surface anomalies, challenge assumptions, and walk into strategy discussions with a point of view. Key Responsibilities: Data Infrastructure & Reporting • Extract, clean, and structure large datasets from multiple sources including transaction logs, user activity data. • Build and maintain dashboards in Power BI, MoEngage and other analytics platform that are actually used — clear, decision-ready, and updated regularly. • Create business reports for leadership that go beyond metrics to explain what is happening and why. Analytics & Insight Generation • Track and analyze trends in transaction volumes, user behaviour, and payment patterns across cohorts • Identify user retention opportunities and drop-off patterns by building and monitoring cohort and funnel analyses • Proactively flag anomalies in data — whether that's a sudden dip in active users, an unusual spike in failed transactions, or a pricing-sensitive cohort behaving differently. • Quantify the impact of product changes, rate adjustments, and marketing campaigns through before-and-after analysis. Strategic Support • Partner with the Strategy team to translate business questions into analytical frameworks and answer them with data. • Support leadership presentations with data that is accurate, well-structured, and clearly communicated. • Bring a business lens to your analysis — not just what the numbers say, but what they imply for growth, retention, or product direction. What We Are Looking For Non-negotiables • 1+ years of experience in a data analyst or business analyst role • Strong SQL — comfortable writing complex queries, joins, aggregations, and window functions without help • Proficiency in Power BI or a comparable BI tool — you've built dashboards that stakeholders actually rely on • Excel fluency — pivot tables, lookup functions, scenario modelling • An analytical mindset that questions data before presenting it — you dont just report numbers, you interrogate them Strong Pluses • Exposure to Python for data manipulation (pandas, basic scripting) — useful but not essential. • Familiarity with fintech or payments data — transaction-level data, settlement cycles, payment gateway structures. • Experience with user engagement or CRM analytics tools like MoEngage, CleverTap, or similar. • Prior work in a startup or fast-moving environment where priorities shift quickly. Why Join Us? • Build something from scratch that millions have discovered and will continue to use. • Work alongside a passionate, high-ownership team solving real problems for Indian MSMEs. • Competitive compensation, plus the opportunity to grow with the business. We are a small team of highly motivated people and want people who have a strong sense of ownership and passion for what they do. If you are expecting a 9-5 types, very well-defined structured role - this is not the place for you. But if you are looking for a steep learning curve building innovation in the payment space and are ready to roll up your sleeves to get work done, we would love to hear from you!

Requirements

• SQL
• Power BI
• Excel

Preferred Technologies

• SQL
• Power BI
• Excel

About the company

BharatNXT bridges operational cash flow challenges for small businesses by offering on-demand financing options, streamlining payments, and providing credit management tools. Since inception, they have unlocked over $1+ Bn in credit across 1.7+ Mn small businesses.